Come on Spring: Fun, Fabulous Necklaces Under $500

I don’t know what the weather is like where you are, but Spring seems to be taking its sweet time getting to us.  I thought it was time for a little pick-me-up without breaking the bank.  If you’re in the mood for something luminous, check out these necklaces that are meant to make a statement and lift your mood:

Under $100:

Pretty-in-pink Ruby cluster necklace from Catherine Weitzman:

Catherine Weitzman Ruby Seed Pod Necklace, $80 Retail

 

Natural wood and bone neck by R.J. Graziano would be a very affordable update:

R.J. Graziano Long Wood and Bone Necklace, $42.99 Retail

 

A lovely lavender glass necklace from Marc by Marc Jacobs:

Marc by Marc Jacobs Lavender Glass Necklace, $99 Retail

 

Kenneth Jay Lane long gold necklace, love the shimmery coins, should be just long enough to double up:

 

 

Kenneth Jay Lane Hammered Coin Necklace, $75 Retail

 

Rachel Leigh short golden nugget necklace has nice texture:

 

 

Rachel Leigh Golden Nugget Necklace, $58 Retail

I’m not normally a huge fan of Juicy Couture, but this necklace hits just the right notes with multi-chain layered look and a touch of turquoise:

Juicy Couture Layered Necklace, $98 Retail

From $100 to $250:

Very pretty Rachel Reinhardt “Cleo” Fringe bib necklace, sea green and seed pearl:

 

Rachel Reinhardt "Cleo" Fringe Bib Necklace, $131 Retail

Frothy Freshwater Pearl “Twist” necklace by Iridesse, love the colors (click through for larger image):

Multicolor Freshwater Pearl "Twist" by Iridesse, $225 Retail

Alexis Bittar “Klimt” necklace, just the right mix of texture , graceful, and still makes a statement:

 

Alexis Bittar "Klimt" Necklace, $195 Retail

 

Craving coral?  Here’s a well-priced necklace with just a touch of it (Btw, I love the stuff on this site, but Vivre doesn’t have enough details for the jewelry—length, materials, etc.):

Coral and Vermeil Necklace, $147.50 Retail

 

From $300 to $500:

I really like this artist’s aesthetic on Etsy.  This is her “Greta” necklace, with a lovely mix of Carnelian, shell, wood, pearls, citrine, and fossil coral crocheted onto gold wire:

Jraejewels "Greta" Necklace on Etsy, $352 Retail

 

Here is another one of jraejewels’ designs, a collar of woven semi-precious jewels: multi-hued freshwater pearls, seaglass, crystals and wood (OK, it’s over $500 but I like it so much I have to squeak it in, plus it’s REAL jewelry so you can justify it!):

jraejewels "Kate" Collar Necklace, $650

Here is a fine silver necklace with pearls and crystals, also found on Etsy.  Very pretty floral design:

"White Ophelia" Fine Silver Necklace, $375 retail

 

Jamie Joseph Labradorite pendant has gorgeous hues of blue/green/brown with an oxidized silver chain, you’ll have to click through to see the image: Jamie Joseph at Ylang Ylang.

Also, this Jamie Joseph pendant in ultra-simple White Onyx, also at Ylang Ylang.

Very nice Nancy Cohen necklace, I like the way the gems are drilled and mounted irregularly through the chain:

Nancy Cohen Peruvian Chalcite Briolette Necklace, $330 Retail

 

And finally, here is the reason that I wanted to do this post, after seeing this designer’s Spring Collection.  This is a silver, gunmetal and steel chain necklace with a bullet-faceted lemon quartz:

Gemma Redux Erin Necklace with Lemon Quartz, $398 Retail

And a very cool Mauve Quartz necklace that manages to be feminine and industrial at the same time:

Gemma Redux Mauve Quartz Necklace, $354 Retail

 

 What is your favorite necklace design this season?  Comment and let me know!

 

 

 

 

 

 

 

 

Make Your Mark with Personalized Jewelry: Charm Necklaces

People have always loved to declare their devotion with jewelry.  Engraved lockets have been around forever, and people have figured out ways to include initials on rings since Renaissance times.  I’ve noticed some interesting personalized jewelry lately, and thought it would be fun to show a few designers (thanks, Lauren, for suggesting this topic!).  Any of these would be great to call out someone special in your life, as subtly or obviously as you want!

One of the best known personalized jewelry designers is Heather Moore.  She has a collection of discs in silver and every color of gold, hand-stamped with initials, names or anything you want.  The whole collection can be highly personalized, there are little dangly jewels you can add, and keep collecting more to make it very much your own.  You can see the collection and start building your own set by clicking here.

Heather Moore Personalized Charm Necklace

 

My first thought was that her stuff is pretty spendy.  For instance, I built a necklace on the site with 2 small engraved 14kt discs plus a few jewels on a fine 14kt 16″ chain, and it was over $1500.  But after spending some time on the site and seeing some other designers, I am really loving her style and her company.  She’s truly an artist (there’s some info about her bio here), and I can see that in her designs.  It’s important to note that her designs are crafted in recycled precious metals.  If this is to commemorate your family, kids, or significant other, those things are forever, and so is her jewelry.  I recommend splurging, you won’t regret it!  You can also start small and build slowly, which can help.

A note about sterling silver:  this can be a less expensive option.  But think carefully about this.  Sterling tarnishes, so if you are not going to enjoy pulling out the silver polish occasionally to get into the grooved lines of the engraving, or you won’t appreciate the natural patina that happens over the years without the polish, I don’t recommend it.  If you’re talking about a sweet gift for your favorite girl friend, and you’ve got a limited budget, then go for it!

If Heather Moore’s style isn’t quite what you’re looking for, there are some other great options.  At the online retailer Max and Chloe, you can find several designers.  Here is Christie Martin’s 14kt disc engravable with up to 8 characters.  Not a bad value for $230, including the 16″ chain:

Christie Martin Charm Necklace, $230 Retail

 

You could also build a little collection of disks by Zoe Chicco in gold and/or sterling silver.  Not quite as customizable as Heather Moore’s selection, but nice.  For less than a $1000, you could have some gold and silver charms of various sizes on a 16″ chain.  Here’s an example of an oval shape that can be engraved with up to 5 letters:

Zoe Chicco Oval Charm Necklace, $435 Retail with Chain

If money is no object, there are plenty of diamond options as well.  Here’s a lovely little monogram in 14kt white gold and diamonds:

Kacey K Medium Monogram Personalized Necklace, $2035 retail

I also really like little initials, they could be worn singly or combined with engraved discs for a sentimental little touch.  I love this little lower-case font from Ariel Gordon:

Ariel Gordon Initial Personalized Necklace Charm, $300 Retail

On Etsy.com there are a few artists making personalized necklaces.  I really had to wade through a lot of listings, but I found this person making initials,and a seller called PeaceofMind is doing some sweet things here.   Jeneri Jewelry is doing custom sterling silver and gold-filled stamped disks for reasonable prices:

Jeneri Jewelry Silver Charm Necklace, $43 Retail

Speaking of reasonable prices, I found this designer of simple stamped discs.  If you just want something sweet and affordable, I think these are nice, especially the “Edison” font (for $28!!):

Mountain Girl Silver Charm Necklace, $28 Retail

Please comment if you have other designers to recommend!

How Do I Sell My Jewelry?

I have been asked this question a number of times in my career, and it always makes my heart squeeze a little.  There are many different scenarios where people might need to sell jewelry.  Maybe the engagement or marriage didn’t work out, sometimes there are financial hardships, or maybe someone inherited Aunt Harriet’s ring and just won’t wear it. 

This scenario exposes a dirty little secret of the jewelry industry–there is no secondary market to speak of.  The jewelers who work so hard to sell you something in happy times aren’t really set up to help you if things don’t work out.  This makes a difficult situation even harder. 

The first thing you should know is that YOU WILL NOT GET BACK WHAT YOU PAID FOR YOUR JEWELRY.  There are a number of reasons for this.  If you sell it to someone in the industry, they can buy it wholesale and are in the business to make a profit.  Jewelers can carry large in-house inventories on memorandum, where they only pay the dealer for it if they sell it.  If they do buy something, they can get 30, 60, 90 day terms to pay for it.  Or they can make a cash purchase for a percentage off the wholesale price.  To buy it from an individual, they have to pay you outright, take a fair amount of risk that the item is what they think it is (mountings can hide a lot of flaws), and hope they can turn it in the future.  If you sell it yourself to an individual, you need to make the price compelling enough for someone to pay you cash instead of financing it through a jeweler.  Keep in mind, too, that you may need to unmount diamonds and gemstones and put them into simple settings that appeal to most people.

In general, there is a direct relationship between the amount of time you are willing to wait and the amount of money you will net for the jewelry.  The faster you want to liquidate, the less you will get for the item.  I have compiled a list of possible options and the impact this makes on how much you will get.  I have listed the following options in the approximate order of least amount of time and effort on the seller’s part to more time/effort, but possibly greater return:

$ Pawn Shop/Jewelry Liquidator:  In general, this is the option of last resort.  You will get–maybe–10 to 20 cents on the dollar for what you originally paid if the item has more value in the labor, such as a cluster ring with a lot of gold.  You may net more if the item has a solitaire diamond at least 1/3 to 1/2 carat.  The pawn shop or liquidator is going to turn it very quickly for a little more than they paid for it (way below market value), which is why the price is so low.  But it’s very fast–in the case of a pawn shop you will walk out with cash/check in hand.  In the case of an on-line liquidator, such as Thingswebuy.com, you contact them on-line, they Fed Ex you a box/package, and they will let you know as soon as they receive it what their offer is.  A company that I have heard of that might be good for more important jewelry items is Circa, they have offices in several major US cities.  Not sure how much they sell, but there is also an entertaining little site called exboyfriendjewelry.com to check out.  Note: I have not personally vetted this or any other on-line liquidator/buyer, so I cannot fully endorse.  Do your homework and proceed with caution.

$$  Consign through a physical jeweler:  This could be through the jeweler you originally purchased it from, or another store in the community.  There should be a written agreement about how long they will have it in the case, the price they will try and get for it, the amount you will net from the sale, and the appraised value if anything should happen to it while in their possession.  This option can take an extremely long time: how motivated is the jeweler to sell your item, versus their own inventory that represents a major capital investment?  But the amount that you net might be closer to what you paid for it, especially if you bought it from that jeweler and they are compassionate about the situation.   

$$$  Sell it yourself:  This option probably makes some people’s palms sweaty.  It is not for the faint of heart, but this is the way you can get closer to your purchase price. 

1. The first possible audience is someone you know who might be interested: friends, family, colleagues, etc.
2. I do not recommend a newspaper ad.  It is expensive, no one reads ads anymore, and it could attract the crazees. 
3. Craigslist.  This is a totally viable option, but probably only if you live somewhere there is an active local site.  Craigslist is easy, it’s free, and it’s local.  If you have paperwork, such as a diamond lab grading report or an appraisal, list as many details from it as you can.  Try to take a good photo, it’s easy to upload.  Price it well–you need to make it enticing to buy it from you versus a jeweler (jewelers offer less risk, return policies, financing, etc.).  If you paid $5,000, price it at $3500 or 4000–it will be a good deal for the buyer and that’s a pretty good price to get back out of it.  If you really want to sell it and be done with it, 1/2 of the price you paid (NOT a fictitious appraisal value) is very compelling.  If you find someone who is interested in seeing it, my recommendation would be to meet at a bank.  It’s a public place, security is all around, you can show the item to the potential buyer (hey, you could even pull it from the safety deposit boxes there if the bank has them, further reducing your security risk), and if the interested party decides to buy it, you can verify their certified check funds before they leave with the jewelry.
4. eBay:  This option is trickier (and worthy of its own blog).  Going through the listing process if you’ve never sold on eBay before is not trivial.  There are listing and selling fees that can add up.  You are also competing against semi-professional dealers with slick offerings.  But you can get your item in front of a large potential audience who is actively looking for jewelry.  There are 2 options for eBay, auctions and Buy It Now.  Auctions are still their bread and butter.  They recommend starting the bidding low with no reserve, but if you really can’t go below a certain price, you can set a reserve price (for instance, you paid $5000 for a solitaire diamond ring, you want to get at least $2500 for it, so you can start the auction at $1000 but set a reserve of $2500).  Definitely go for a longer auction, 7-10 days.  You can also set a Buy It Now price that represents a fair value.  There is a TON of fraud on eBay, so what I recommend is using an escrow service to hold the funds until the buyer has a chance to view the jewelry.  

$$$$ Trade It In:  If you can trade in your jewelry, you will probably get the most value possible for very little exertion on your part.  For instance, if you bought an engagement ring for $5000 and things didn’t work out, maybe you want a Rolex for yourself.  Or perhaps you could hold onto it until you decide to get engaged again, and trade it for a larger, finer diamond.  You might even get the full amount the jewelry is worth if the item you’re trading for is for more money.  Even if you didn’t buy the original item there, if it’s a salable piece, a jeweler has more incentive to do this than the consignment route.  Again, you’re taking some loss in that you are not getting full value back in hand, but that is the reality of the situation. 

Jewelry DOES have lasting value, it can always be reduced to its precious materials and the value measured out.  The unique thing about jewelry is that the emotional significance behind it is harder to calculate.  Only you know what your jewelry is really worth. 

Have you ever had to sell a piece of jewelry?  What was your experience?  Please comment and share your story!

I Heart Valentine’s Day Heart Pendants

Heart pendants are one of those polarizing jewelry items: people either love them or they don’t.  I think they can be wonderful–good heart design does not have to be an oxymoron.  If they are done well, hearts can be beautiful and very romantic.   You are wearing a tangible symbol: someone loves you!

There are a lot of hearts out there.  For my edited list below, I had a few criteria I looked at carefully.  Graceful design.  Quality of execution (as far as I can tell online).  Integration of the pendant with the chain.  Value. 

Find yourself (or your gift recipient) in the descriptions below and see if cupid’s arrow makes its mark.

Purist: You value good design and want something enduring. 

You can’t beat Tiffany.  Elsa Peretti created THE iconic design, and it’s a good value in sterling silver, and possibly gold.  How else can you give the little blue box (and probably get a nice smooch) for $165?

Tiffany Small Heart Pendant, $165 Retail

Another nice Tiffany design, I like the rose gold with the silver:

Tiffany Double Heart Pendant w/Rose Gold, $675 Retail

 

Classic: You like simple, tailored designs and want something brilliant, but tasteful; sparkly, but not overwhelming. 

Lovely little piece from Blue Nile, it’s definitely a nod to Tiffany, but a good value:  

Blue Nile 1/4 ct Curved Heart Pendant, $420 Retail

Very sweet piece, love the pearl, and it’s a steal at $55:

Blue Nile Heart Lariat w/ Freshwater Pearl, $55 Retail

This should lay right in the hollow of the neck, like a little kiss:

Blue Nile Infinity Heart Pendant, $420 Retail

Sporty:  You want good design, but you don’t want it to get in the way of your active lifestyle.

This is clean and simple, I like the way it floats on the snake chain:

Platinum Diamond Heart Slide, $900 Retail

I like the bezel setting for these diamonds–no prongs to catch on anything, and it’s a clean look:

C. Gonshor Diamond Heart Pendant, $2895 Retail

 

 Downtown:  You’re a little bit rock and roll, but that doesn’t mean you aren’t a romantic:

I’m a big fan of this designer.  This is kind of spendy, but I bet it’s pretty substantial, and beautifully executed.  Very organic:

Wendy Brandes "Diana" Pendant, $5500 Retail

Inspired by the Illusionist, ingenous twisting mechanism allows it to go from heart to oval (PS, I think this is the one I would buy if I had my choice, I love the mechanics plus it’s got over 1 carat in diamond weight):

Wendy Brandes 18kt Sophie Pendant, $7500 Retail

Romantic: You are inspired by vintage designs and can’t get enough of delicate scrollwork:

Very pretty estate-looking design in white gold:

14kt White Gold Diamond Heart Pendant, $610 Retail

Romantic, yet kind of contemporary at the same time:

14kt White Gold Diamond Scroll Pendant, $1850 Retail

Bold:  You don’t mind making a statement with your jewelry, and you’ve never met a diamond that is too big. 

This is one of my favorites, love the puffed shape and the way the chain slides through, and the diamonds look like they are set nice and tight:

14kt YG Diamond 1.0 ct. Pave Heart, $1361 Retail

A heart that is not really a heart, big look for the $$:

14kt White Gold and Diamond Heart Pendant, $1149 Retail

Classic, gorgeous, CANNOT GO WRONG (other carat weight sizes available):

Blue Nile Platinum 2 Carat Diamond Heart Pendant, $3400 Retail

And the ultimate heart necklace, a one-of-a-kind by the design house Tacori (sorry the image is not so impressive, if you click through you can see it in all it’s gorgeousness):

Tacori Platinum and 18kt Pink Diamond Necklace, $145,000 Retail

 

Jewelry Essentials for Every Woman

There are a few items that should be on every woman’s jewelry wishlist.  In addition to an engagement ring or wedding band, here is my list:

Pearls.

I love pearls: they are classic and stunning in a quiet, glowing sort of way.  With some recent advancements in technology, there are some really amazing colors, shapes and designs that are quite affordable.  A complete list would be white 7-8mm Akoyas in about a 20 inch length, an 18 inch strand of Tahitian South Seas, and something really fun in Chinese freshwaters (pinks, copper, pistachio-green), like this strand from Pearlparadise.com.

Multi-color Freshwater Pearl Necklace by pearlparadise.com

Diamond solitaire earrings.

These are a must for those days you can’t think of anything else to wear, they are always appropriate.  Size depends on your personal taste and budget.  I prefer large, because I am tall and wear mine almost every day.  I think a perfect place to start for most people would be 3/4 to 1 carat total weight (.33 to .50 carat each diamond), H-I color, SI1-SI2 clarity, in a simple basket mounting, like these from Blue Nile.

1 ct tw Diamond Solitaire Earrings by Blue Nile

A great watch.

Sorry, your cellphone clock will just not cut it as an accessory.  You need a nice watch, just how serious is up to your personality and budget.  You can go for something rugged enough for everyday use that you can still dress up, like Rolex, Tag-Heuer, or Omega.  Or go straight for the luxe, like Jaeger LeCoultre , or the Patek Philippe Twenty-4:

Patek Philippe Twenty-4 in Steel with Diamonds

Diamond bracelet.

Ever since Edwardian-era intricate cuffs or Art Deco designs stacked up the wrist, diamond bracelets have been a classic jewelry wardrobe item.  You can go for vintage glamour with an original straight-line, or for a modern interpretation of the ubiquitous tennis bracelet.  My choice would be an original from an estate dealer with a pedigree like Tiffany or Raymond Yard, or a new number in white gold or platinum, 2-12 carats, G-I color and SI1-SI2 clarity.  I love this half-bezel mounting design available on Amazon.com (there are many other styles, sizes, and price ranges available) :

Bezel-set Diamond Bracelet from Amazon.com

Hoop earrings.

Every woman needs a pair of gold or white gold hoops for every day, and if you’re really lucky maybe something with diamonds.  I would love something delicate and beautiful like these from Nicole Landaw,

18 Karat gold and diamond hoops by Nicole Landaw, $2800 retail

and then maybe something bold and sparkly like these:

Diamond Hoop Earrings by Gabrielle Diamonds, 2.25 ct tw

There are so many amazing jewelry designs out there that it’s easy to get overwhelmed.  This list is a place to start.  Happy Shopping!

Markets Down…Diamonds Glitter

With the economic crises at hand, I figured this would be a timely place to start with my blog.  I’m taking a break from burying cash in my back yard in coffee cans (just kidding, I don’t have coffee cans) and daydreaming about taking cash and buying precious metals or stones. 

I read yesterday that DeBeers is touting diamonds as an investment strategy, you can see the video here.  DeBeers is urging retailers and manufacturers to communicate the ideas of “things that last, which are not disposable and which hold their value” directly to consumers.  This sounds good, since investors are obviously fleeing the stock market and real estate, and looking for something safe to put their money into.  Historically, jewels are one way that people all over the globe have passed down and transported their wealth.  They are small and portable, and retain some intrinsic value as something rare that comes from the ground.  I am currently trying to tell my husband that it makes sense to go ahead and buy that big diamond ring he’s been promising (so honey, please don’t read the next paragraph).

But there are issues with this reasoning, namely that jewelry in it’s finished form is not so liquid.  While there are many ways to buy it new, there are fewer options for selling second-hand.  There are auctions (on- and off-line), estate sales, pawn shops and other avenues, but most of those require quite a bit of effort for the seller, and net them less than the purchase price.  Also, the value usually rests more in the intrinsics of the piece (how much gold or platinum, the quality of the gems) versus the labor to create it, so you may not recoup much of the workmanship costs. 

Still, I think that there is something comforting about putting some wealth into jewelry.  Buy it like you would art or wine: buy what you love, and get the highest quality you can afford.  You will enjoy looking at it for a lifetime, it will probably hold it’s value, and someone will inherit it someday.